Pet Insurance

You know us for home, auto, and commercial insurance, but did you know we also provide pet insurance? Your pets are part of your family, and their health is just as important. Pet insurance helps you manage unexpected veterinary costs, ensuring your furry friends receive the care they need without added financial stress. From accidents and illnesses to routine wellness visits, pet insurance offers a safety net that gives you peace of mind. With flexible coverage options tailored to your pet’s specific needs, you can focus on enjoying every moment with your four-legged companion, knowing you’re prepared for whatever life brings. Let us help you protect the well-being of your beloved pet.

What is Pet Insurance?

Pet insurance is a relatively new type of coverage that helps with unexpected health costs for your pets. Think of it like health insurance, but specifically designed for your furry family members, covering them during accidents, illnesses, or any other surprises life throws their way.

Cost and Coverage

Pet insurance policies typically cost between $40-$60 per month. Coverage includes reimbursement for accidental injuries, illnesses, behavioral therapy, and some congenital or hereditary conditions. It may also help cover procedures like euthanasia, cremation, and accidental death. Routine care, such as dental cleanings and physical exams, is covered partially with limits on annual use.

Other covered benefits can include:

– Flea, tick, and heartworm prevention.
– Routine vaccines and booster shots.
– De-worming and fecal tests.
– Some supplements and routine wellness costs.

Keep in mind, there’s generally a 14-day waiting period before coverage begins, so it’s important to plan ahead.

Pet Eligibility

Most pets are eligible for coverage if they are between 8 weeks and 13 years of age. Note that premiums may increase as pets get older. Some things are not covered, including pre-existing conditions, cosmetic procedures, spaying/neutering, and any breeding-related costs.

Why Consider Pet Insurance?

Pet insurance can provide peace of mind and help manage unexpected veterinary costs. If you have multiple pets or spend a lot on their care, it could be a worthwhile investment. At Twin Creek Insurance, we care about your pets just as much as you do and are here to help you find the best way to keep them healthy and happy.

Call us today to learn more about pet insurance options and to receive a complete coverage review and quote.