GOLF CART/ATV INSURANCE
Adding a golf cart or ATV to your life means adding extra fun and excitement, whether you’re exploring rugged trails, cruising around the golf course, or just taking a spin through the neighborhood. But with that thrill comes responsibility—and making sure you have the right insurance protection in place is key. Many people mistakenly believe that their homeowners insurance will cover these vehicles, but home policies usually offer limited or no protection once you leave your property. That’s where golf cart and ATV insurance steps in, providing the coverage you need no matter where your adventures take you.
Coverage Offered by Golf Cart and ATV Insurance
- Liability Coverage: Covers damage to someone else’s property or injuries that may occur while you’re operating your golf cart or ATV, including medical costs and legal fees.
- Collision Coverage: Helps pay for repairs if your vehicle is damaged in an accident, regardless of who was at fault.
- Comprehensive Coverage: Protects your vehicle from non-collision-related incidents like theft, vandalism, fire, or severe weather.
- Uninsured/Underinsured Motorist Coverage: Offers protection if you’re in an accident with someone who doesn’t have sufficient insurance to cover the damages.
- Medical Payments: Covers medical costs for you and your passengers if an accident occurs, regardless of who was at fault.
Why You Need Golf Cart and ATV Insurance
At Twin Creek Insurance, we’re committed to protecting you wherever your adventures take you—whether you’re cruising the golf course, off-roading in your ATV, or exploring trails with your dirt bike or side-by-side. While your homeowners policy may offer limited coverage for these vehicles on your property, that protection often ends the moment you leave home. That’s why specialized golf cart and ATV insurance is so important—it ensures that you’re always covered, no matter where the road or trail leads.
Our goal is to eliminate any gaps in your coverage so that your beloved outdoor vehicles are protected against unexpected events. Whether you’re tearing up off-road trails, enjoying a ride around your neighborhood, or embarking on a new adventure, we can tailor the right coverage to keep you protected and give you peace of mind.
Let us help you make the most of your adventures with confidence.
Contact Twin Creek Insurance today, and we’ll work with you to create a custom insurance plan for your golf cart, ATV, or other recreational vehicles, so you can enjoy every moment worry-free.